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Terms of Use

Last updated: October 2, 2026

Welcome to CredVouch. This website is owned and operated by SELECT TECH, LLC (EIN 30-1402370). CredVouch is an independent comparison and information platform focused on personal loans, credit cards, and personal finance topics. By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Policy.

Article I – User Agreement

1.1. By accessing CredVouch, you confirm that you have read and agree to these Terms of Use and our Privacy Policy.

1.2. You confirm that you are at least 18 years old and have the legal capacity to accept these Terms.

1.3. If you do not meet these requirements, you must discontinue use of this website immediately.

Article II – Nature of Content; Not a Lender

All content published on CredVouch is provided for informational and educational purposes only — nothing here constitutes financial, legal, investment, or professional advice. CredVouch is not a lender, not a bank, and not a registered credit provider. We do not make credit decisions, and we do not guarantee approval, rate, or terms for any product shown. Rates, prices, and availability are set exclusively by the third-party providers and are subject to change without notice.

Article III – Affiliate Disclosure

Some content on CredVouch may include references to third-party products, services, or affiliate links. If you click a link and take action, we may earn a commission at no additional cost to you. This commercial relationship does not influence our editorial standards.

Article IV – No Upfront Fees

We never ask for upfront payment, a deposit, or a “release fee” to approve a loan or credit card. If someone does, in our name, it is a scam. Only engage with credit providers that are properly licensed or registered to offer credit in your country.

Article V – User Responsibilities

You agree to comply with these Terms and our Privacy Policy at all times. CredVouch may link to third-party websites — you are responsible for reading their terms before using them. We are not responsible for the content, accuracy, or policies of third-party sites, or for transactions you conduct on external platforms.

Article VI – Prohibited Conduct

The following are strictly prohibited: engaging in or encouraging illegal activities; violating applicable laws; infringing intellectual property rights; harassing or defaming any individual or group; spreading false or misleading information; transmitting malicious software; collecting other users’ personal data without consent; spam, phishing, or unauthorized advertising; and attempting to compromise website security. Violations may result in immediate suspension or termination of access.

Article VII – Limitation of Liability

CredVouch, SELECT TECH, LLC, and their affiliates, employees, and contractors are not liable for direct, indirect, incidental, or consequential damages, loss of data or profits, or errors or inaccuracies in our content. This website is provided on an “as is” and “as available” basis, without warranties of any kind.

Article VIII – Intellectual Property

All content on CredVouch — text, images, graphics, and design — is owned by SELECT TECH, LLC or its content partners and protected under applicable copyright law. Unauthorized reproduction or distribution is strictly prohibited.

Article IX – Modifications

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be posted on this page with an updated revision date. Continued use of the website after a modification constitutes your acceptance of the revised Terms.

Article X – Contact Information

For any questions about these Terms, contact us: SELECT TECH, LLC — [email protected]. If you do not agree with these Terms, please stop using CredVouch immediately.