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Privacy Policy

Last updated: October 2, 2026

At CredVouch, your privacy is taken seriously. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit or interact with our website.

By using our website, you agree to the practices described below.

1. Information We Collect

What you provide directly. When you interact with our website — through forms, subscriptions, or opt-in features — we may collect your full name, email address, and mobile phone number (when voluntarily provided).

What we collect automatically. When you browse CredVouch, we automatically collect non-personal technical data — IP address, browser type, pages visited, referring URLs, and device type — through cookies and similar technologies. We do not collect sensitive personal data such as financial account numbers, government ID numbers, or health information.

2. How We Use Your Information

We use your data only for purposes directly relevant to your experience: to send you emails with tips and updates, to send SMS messages when you have opted in, to improve our website and analyze traffic, and to comply with legal obligations. We don’t use your data for anything beyond this without your explicit consent.

3. SMS Communications

If you provide your mobile number through one of our forms, you may opt in to receive SMS messages. Consent is not a condition of accessing our content. You can opt out anytime by replying STOP, or reply HELP for assistance. We never sell or share your phone number with third parties for their own marketing.

4. Data Sharing

We only share your data when necessary to operate our website — for example, with technology and service partners (email delivery, analytics, notifications). We do not sell your personal data to third parties.

5. Cookies

CredVouch uses cookies and similar tracking technologies to operate, analyze, and improve our website. You can control or disable cookies anytime through your browser settings — keep in mind this may limit some features.

6. Your Rights Under POPIA (South Africa)

If you are located in South Africa, the Protection of Personal Information Act 4 of 2013 (POPIA) gives you the right to:

Access the personal information we hold about you; request correction of inaccurate or incomplete information; request deletion of your information, subject to legal retention requirements; object to the processing of your information, including for direct marketing; and withdraw consent at any time, without penalty.

Direct marketing by email, SMS, or automated call requires your prior opt-in consent — we never treat silence as consent, and we never pre-tick a consent box on your behalf.

To exercise any of these rights, contact us at [email protected]. You also have the right to lodge a complaint with South Africa’s Information Regulator if you believe your information has been misused.

7. Your Rights (Other Jurisdictions)

Depending on your location, you may also have the right to access, correct, erase, or port your data, and to object to or withdraw consent for its use. To exercise any of these rights, contact us at [email protected].

8. Children’s Privacy

CredVouch is meant for a general audience 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child has provided us information, email us and we will delete it.

9. Data Security

We implement appropriate technical and organizational measures to protect your data against unauthorized access, disclosure, alteration, or destruction. No method of transmission over the internet is completely risk-free.

10. Data Retention

We only keep your personal data for as long as necessary to fulfill the purposes described in this policy, or as required by law. When it is no longer needed, we delete or anonymize it.

11. Third-Party Links

CredVouch may contain links to third-party websites, including financial providers. We are not responsible for the privacy practices or content of those external sites, and recommend reviewing their policies before providing personal information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised date.

13. Contact

CredVouch is operated by SELECT TECH, LLC (EIN 30-1402370). Questions about this Privacy Policy? Reach us at [email protected].